Practical Finance. Smarter Decisions.
Equicio Research & Insights 
Anti money laundering (AML) is the process of preventing and detecting the use of the financial system to disguise or move proceeds derived from criminal activity. For banks and other financial institutions, anti-money laundering (AML) is not simply a compliance requirement. It is an important part of protecting the integrity of the financial system, understanding … Read more
Practical lessons from investing in stocks, including diversification, managing risk, choosing an investment strategy, knowing when to buy or sell, and learning from personal experience.
Learn practical fraud detection tests for purchasing, suppliers, invoices, approvals and payments, and how to investigate suspicious patterns
Learn the basics of investing, including risk and return, diversification, time horizons, investment types and common mistakes.
Learn the difference between productive and potentially harmful debt, how to assess borrowing costs, and what to consider before taking on a loan.
Learn how much you should keep in an emergency fund, how to calculate your target, where to keep it and when to use it.
Learn how to create a practical personal budget, track income and expenses, plan savings, manage debt and prepare for irregular expenses.
Fraud warning signs can help organizations identify unusual activity, control weaknesses and potential areas of fraud risk. Fraud can occur in almost any organization, regardless of its size, industry or financial position. It may involve employees, management, customers, suppliers, contractors or other parties connected with the organization. In many cases, fraud does not begin with … Read more